"It's now common for a real-estate project to be funded with a combination of a bank loan, funds from the real-estate company itself, and investments from both crowdfunded investors and non-crowdfunded investors." Crowdfunding allows individuals to invest in real-estate ownership projects that previously were usually available to institutional investors. Crowdfunding alos allows investors to selsct and invest in particular properites. However, this newfound investment opportunity may lead new individual investors to invest in risky properties that they might not understand are risky.